Auto Dealer Insurance
Auto Dealer Insurance
Many years in business
100% customer satisfaction
Knowledgeable advisors
Multiple coverage options
Auto Dealer Insurance Built for Florida Dealerships
From your lot to the road, we protect your inventory, your employees, and your livelihood so you can focus on selling cars, not worrying about what could go wrong.
Auto Dealer Insurance by Edgar Segui Insurance
Auto dealer insurance is a specialized coverage program designed to protect motor vehicle dealerships from the unique risks they face every day.
Unlike standard business policies, it addresses the exposures specific to selling, servicing, and storing vehicles including customer test drives, open-lot inventory damage, employee injuries, title errors, and state licensing requirements.
At Edgar Segui Insurance, we build customized dealer insurance programs for independent lots, franchise dealerships, and truck and trailer dealers across Orlando, FL, and surrounding areas so you can stay protected while running your business.
Auto dealer insurance provides protection for many areas of dealership operations including vehicles, employees, and customer interactions.
Coverage options may include:
General Liability
Protects against third-party injury or property damage claims related to dealership operations.
Auto Liability
Covers accidents involving vehicles owned or operated by the dealership.
Inventory and Property Protection
Protects vehicles on the lot, dealership buildings, and equipment.
Business Income Loss Coverage
Helps cover lost income if your dealership operations are interrupted.
Workers' Compensation
Provides protection for employees who may be injured while working.
Additional Coverage Options
May include cyber liability, umbrella liability, employee theft protection, and dealers' errors and omissions coverage.
The cost of auto dealer insurance depends on several factors related to your dealership operations.
Insurance providers typically evaluate the number of vehicles on your lot, the value of your inventory, the size of your dealership, the number of employees, and the types of services you offer such as test drives, repairs, or financing.
Because every dealership operates differently, coverage needs and pricing can vary. Edgar Segui Insurance helps dealerships find policies that match their operations while providing reliable protection.
Edgar Segui Insurance understands the unique risks involved in running an auto dealership from protecting vehicle inventory to managing customer liability exposures.
Our team works closely with dealerships to recommend coverage solutions designed to protect their operations and support long-term business success.
With personalized service and industry knowledge, Edgar Segui Insurance helps dealerships stay protected and operate with confidence.
FAQ About Auto Dealer Insurance
Auto dealer insurance protects vehicle dealerships from risks such as vehicle damage, liability claims, and property loss related to dealership operations.
New and used car dealerships, independent auto dealers, truck dealers, and trailer dealerships typically need this type of coverage.
Yes. Policies can include protection for dealership inventory against risks like theft, vandalism, and certain types of damage.
Many policies include coverage for liability that may occur during customer test drives.
The cost can depend on the number of vehicles, the value of your inventory, dealership size, employee count, location, and coverage limits selected.
- 407-593-4220
- eassegui@easagency.com
- 407-593-4221
- 12278 E Colonial Dr Ste 500 Orlando, FL 32826
- Monday – Friday 8:00 AM - 5:00 PM
We extend coverage to individuals and businesses in Orlando, FL and surrounding areas.
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